Make ipn.Options.Prefs a pointer.

This is a prelude to making it truly optional, once state
management has moved into the backend. For now though, it's
still required. This change is just isolating the bubbling-up
of the pointerification into other layers.

Signed-Off-By: David Anderson <dave@natulte.net>
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Gitea Version: 1.28.0+dev-477-g8b6ad49a5f